karthika purnima monday varansi (kasi) legend..

 In the fifteenth chapter of Kartik puranamuA janakamaharaja! Kartik power jeppedanubhaktito hear back. Listens to perish sins. Allows handled.  


He shall harimandiranivasi vigatapapudai harimundara kartikamasamandu hula. He dipamalarpana hariki Dwadashi sukhincunu vaikunthamunakuboyi. 


 Shukla kartikamasamuna paksamandu even svargadhipatiyagunu harini bujincuvadu. Kartikamasamandu month conditional visnvalayamunaku transience darsanarthamuAsvamedhayaga reward each individual step. No hesitation.  


Hari imasamandu sannidhikiboyi harini darsincuvadu visnusalokyamuktini excavation. Kartikamasamandu visnvalaya darsanarthamu vellanivadu rauravanarakamunu, kalasutra hell to get out.  
Kartik Puja, which of course is pure
 Dwadashi haribodhini Thanks to majestic finales. Gandhamulatonu harini Dwadashi gudibhaktito Brahmins, puspamulatonu, aksatalatonu, 

dupamutonu, dipamuonu, neither ajyabhaksyanaivedyamulatonu bujincuvani Thanks to majestic.Kartik pure Dwadashi visnvalayamunandugani, sivalayamunandugani laksadipamulanu lit Deva brndamuceta
 koniyadabaducu visnulokamunaku jeri sukhincunu submit a plane. Kartikamasamu month bettalenivadu suddhadvadasinadunu lamp, caturdasinadunu, purnimanadunu to be deposited three days.


 If cow's milk pitukunanta devasannidhilo kartikamasamandu dipamununcina punyavantudagunu time. He lit the lamp repair kartikamasamandu Hari sinless in the presence of others, he will be placed.
 Nasincinantalo lit a candle,

 and return it to the alien kartikamasamandu veligincuvadu darunamulayina nasimpajesikonunu sins. Located in the former ivisayamandoka story. Vinnantane sins perish. Listen to deliberate. Saraswati purvamandu tiramandu srstimodalu visnvalayamokatigaladu pujanaivedyamulu or digested.

 And he came to the Saraswati river strand yatisvarudu karmanisthudanu kartikasnanardhamu compiled. It had come to the coast to make the suitability of Saraswati penance privately sprinkle of water to clean out the dust jirnalayamandu gramamunakuboyi nunedecci nigh twelve dipapatralanu decci lamps lit hariki yati tapassamadhilo was presented.


Kartik were yatisvaruditlu pure Dwadashi a rat food for the night wandering the Lord walked before JC slowly jerenu lamps. Gudiyunna just pressing down the role of the rat vaccinatodane jusi flame near the flame and bring it to devour oil jvalaleni andunna juci gudina Worthy Worthy grahinceu recess.  

Meanwhile, due to contact with the flame applied to nested mandenu jvalaleni vartiyu. In light of the difficulty in both vediceta oil gave way to drink. Kartik pure Dwadashi harisannidhilo lamp lit yatisvarudu

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Shree Shiv Raksha praise

 Shree Shiv Raksha praiseOral Sri sivaraksastotramantrasya yajnavalkya rsih | Sri sadasivo Angel | Anustup chandah | Sri sadasivaprityartham sivaraksastotrajape viniyogah ||Devadevasya history mahadevasya pavanam |Unlimited paramodaram caturvargasya device

 || 1 ||Gaurivinayakopetam pancavaktram trinetrakam |Shivam dhyatva dasabhujam sivaraksam pathennarah || 2 ||Sirah gangadharah bhalam ardhendusekharah infix |Nayane madanadhvansi Karno sarpavibhusanah || 3 ||Olfaction infix infix puraratih face jagatpatih |Jihvam vagisvarah infix kandharam sitikandharah 



|| 4 ||Infix srikanthah skandhau May throat visvadhurandharah |Bhujau bhubharasanharta karau infix pinakadhrk || 5 ||Heart sankarah infix jatharam girijapatih |Katie infix mrtyunjayah nabhim vyaghrajinambarah 




|| 6 ||Infix sakthini dinartasaranagatavatsalah |Mahesvarah an anonymous infix januni jagadisvarah || 7 ||Janghe infix infix jagatkarta gulphau ganadhipah |Caranau karunasindhuh Sarvanga sadasivah 




|| 8 ||Etam sivabalopetam raksam yah sukrti pathet |A bhuktva sakalankaman sivasayujyamapnuyat || 9 ||Grahabhutapisacadyah trailokye which vicaranti |Duradasu palayante sivanamabhiraksanat || 10 ||Abhayankaranamedam armor parvatipateh |Tasya kanthe bibharti bhaktya yah flexible jagattrayam 






|| 11 ||Imam narayanah dreams yathadisat sivaraksam |Pratarutthaya yogindro yajnavalkyah tathalikhat || 12 ||Iti sriyajnavalkyaproktam complete sivaraksastotram

HDFC, ICICI and Axis Bank Caught Red-Handed Turning Black Money into White: Report.,.,,..

HDFC, ICICI and Axis Bank Caught Red-Handed Turning Black Money into White: Report
In what would come as a big setback to private banks in the country, a sting operation conducted by Cobrapost website has revealed that some of the largest financial institutions like HDFC Bank, ICICI Bank and Axis Bank are indulging in money laundering.

Rupees
An Indian finance ministry wing raided the Bengaluru (Bangalore) offices of venture capital firm Sequoia Capital for alleged violation of foreign exchange norms. In Picture: Represential image of Indian rupeesReuters file

In what would come as a big setback to private banks in the country, a sting operation conducted by Cobrapost website has revealed that some of the largest financial institutions like HDFC Bank, ICICI Bank and Axis Bank are indulging in money laundering.

A press release by Cobrapost claimed that private banks - HDFC, ICICI and Axis - were caught red-handed in its nation-wide undercover investigation called Operation Red Spider, willing to turn black money into white. They shared the video footages of the operation to reporters. The footages are also available on its site.
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However, IBTimes cannot verify the authenticity of the video shot  on hidden camera.

"Our investigation, conducted across dozens and dozens of branches of these banks and their insurance affiliates, across all five zones of the country, revealed these shocking facts that these money laundering practices are part of a standard set of procedures within these banks," Cobrapost Editor Anirudh Bahal told reporters.

Cobrapost alleged that these private sector banks launder black money in the following manners:-

1) Accept huge amounts of cash and invest it in insurance products and gold.

2) Open an account to route the cash into various investment schemes of the bank.

3) Do it even without the mandatory PAN card or adhering to the KYC norms laid down by the Reserve Bank Of India.

4) Split the money into tranches to get it into the banking system without being detected.

5) Use "benami" accounts to facilitate the conversion of black money.

6) Use accounts of other customers to channelize the black money into the system for a fee.

7) Get demand drafts made for the client either from their own banks or from other banks to facilitate investment without it showing up in the client's account.

8) Keep the identity of the investor/depositor secret.

9) Open multiple accounts and close them at will to facilitate the investment of black money.

10) Invest black money in multiple instruments in the names of different individuals, not necessarily drawn from among the family.

11) Allot lockers for the safekeeping of the illegitimate cash, including special large size lockers to accommodate crores of hard cash.

12) Personally come to the residence of the client to take the black money deal forward and collect the cash, even bring along counting machine.

13) Use provisions like Form 60 to deposit the illegitimate cash into the account to route it into investment.

14) Help the client transfer black money abroad through NRE (Non-Resident External)/NRO (Non-Resident Ordinary) account transfer.

However, ICICI Bank denied the allegation and said in a statement that it "conducts its business with the highest level of compliance to legal and regulatory requirements."

"All employees of the Group are trained and required to adhere strictly to the Group Code of Conduct, including AML and KYC norms. We have demonstrated our commitment to this by following a zero tolerance policy towards any violation," said a statement from ICICI bank.

"We are deeply concerned with the media reports. We want to assure our customers and all stakeholders that we are committed towards adherence to the high standards of business conduct, which is expected of us. We have constituted a high level inquiry committee to investigate into the matter and," it added.

Meanwhile, the money laundering allegation took a toll on the stocks of HDFC Bank, ICICI Bank and Axis Bank in the morning trades.

ICICI Bank stock was down by 1.38%, while HDFC Bank was down by 1.12%. Axis Bank was down by 1.74%, reported Business Standards.

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