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Friday, 25 November 2016

The bank account has been halted ....?




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 Your near Rs 500, Rs 1,000 notes to be deposited in your bank account? Your bank account is not in effect rejecting the bank officials? Ledannamata conduct any transactions on your account, which means you have a few months. But bringing this case to recover an account?Is the bank account. But, it will not be able to deposit the money.  



There is money in the account. But, do not accept to withdraw. There are now many experienced similar incidents. Pattincukokapovadame any of the account over the years. The bank accounts are usually the ones to be held from 12 to 24 months with no transactions, account management 'or' account 'is considered passive. According to the rules .. gadu credited to the account of the Reserve Bank, taking cash from ATMs, 


checks the credit through, payments, Internet, phone banking transactions through the account transactions fall under nirvahincadanlantivanni. However, applying the interest credited to the bank account balance does not come under the transaction. However, shares, dividends from mutual funds, fixed deposits and deposits from the interest of the customer is considered to be the vyavaharalugane.




* Usually the customer in a different city, desaniko when the disease / risk of being infected, the death of the account, no transactions can take place. If this for years .. The banks consider them inactive accounts.* To conduct any transactions, fraudulent credit accounts, payments, account management, make them jarakkunda nirodhincenduke banks. In this case, customers internet banking, debit card, checks can not be used.






There are no fees ..Although there is no minimum balance requirement for banks to RBI regulations can not impose fees. Even after your account is considered inactive accounts .. punaruddarincukovadaniki it means that no fees. Here customers will need to know your rights. In fact, in this case, banks can not impose any fees. If you deny destiny .. to pay for them. If the pressure .. the stage, a written complaint to the bank to settle complaints.













Have to be careful ...Jarigenduku is scope for fraud by non-operational accounts. Care must be taken to ensure that the new address of the account from time to time. If your old address to your account, pass the details of the transaction. Your account details, your personal details can get in the hands of others .. opportunities may be deceived. Like most cases of fraudulent transactions through accounts of the events that are non-operational. (In the wake of the cancellation of the notes need to be more vigilant in this regard), if an account is inactive accounts over ten years .. 




The amount of the 'dipajitars Education and Awareness Fund (diieeph)' to be diverted. Reserve Bank of India manages to do it. Following a few rules to make money once associated with this account, customers may withdraw.Easy ..Do not modify the account to bring back into operational use. .. What kind of conditions to remove the account before the account holders to begin to unravel the responsibility is byankupaina. To be considered in the management of inactive accounts that are not or three months prior to the customer to provide clear details. Related khadarudiki is a personal account, a joint account for all of the .. notify the details of the account. Esens, given the information by e-mail.





* The management of the account holders of the relevant bank account .. Department announced it would need to follow. Or contact the service center. Innallapatu explaining the reasons why it is not maintained properly, will have to write a letter back to continue. However, to be signed by the customer. In addition, the documents must be attached to kevaisi.  





The current address is also required to submit certification.This care ..We need to keep looking at your bank account is the same for the management of the account. If you do not need to account for that .. It is better to cancel it completely. If you need to mandate that account .. it is certainly advisable to conduct transactions. Similar to the accounts, dividend, interest on fixed dipajitlapaina is also good to use.





 From time to time you have to adjust the current address to your bank account. Mobile number, e-mail, such as the switch must be changed as soon as the bank account. Bank of transactions or making sure you get an SMS. Vitannintivalla nilicipokunda your account will have the opportunity to care.




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